Pilot opening soon in Nigeria
Run your Ajo on WhatsApp.
Fisusu keeps the book for your savings group, so everyone knows where they stand.
Free during the pilot.

Keep your WhatsApp group. Give the admin a proper book.
Your members stay where they already are. The admin gets one clear place to manage the circle, instead of scrolling back through chat to see who paid.
Example/connect K7M2Q9
- 01
Connect the group you already have
Add the Fisusu number to your WhatsApp group, then a group admin sends /connect with the code from the dashboard. Nothing changes for your members.
- 02
Members say yes, you approve
Each member replies YES in the group and you approve them in the dashboard. Nobody is added or messaged before that.
- 03
Run it from one dashboard
See who has paid, confirm payments, message a member, and keep every round’s record. Members ask Fisusu privately for their balance and turn.
Other people’s money deserves care.
We never hold your money
Members pay the person whose turn it is, straight to their account.
The receiver confirms
A payment counts when the person paid says so.
Everyone opts in
Nobody is added or messaged until they agree.
Questions
Do I need to change how my group works?
No. Fisusu follows your rules. We only keep the record and send the reminders.
Does Fisusu hold the money?
No. Members pay by bank transfer, as they do now. Fisusu is a record, not a bank.
What does it cost?
Free during the pilot. After that, one simple monthly price per group, never a cut of your contributions.
Can members abroad join?
Yes. Contributions can be recorded in naira, dollars or USDT, with the rate noted on each payment.
Start your circle
Two minutes. We will message you on WhatsApp when the pilot opens.